Rehydrate Your Skin’s Natural Moisturizers - Get Free Samples from Dove

A great sample opportunity from Dove. Don't miss out! Take advantage now and get $100 worth of Dove samples—FREE!

Want soft, smooth, radiant skin? Get $100 worth of Dove samples. Click Here

Start Automatic Savings Program With ING Direct & Get $25

Decide how much you want to put aside on a regular basis (weekly, bi-weekly or monthly) and the ING Direct Automatic Savings Program [ASP] will move your money from your other bank into your ING DIRECT Account automatically. Saving money never been easier, and even small amounts add up fast (just think about your penny bucket).

Set up an ASP before August 16, 2010 in your ING Direct account and they will deposit a $25 Bonus! There are always restrictions, you have to put away minimum $100 per month for 6 months.

Visit ingdirect.ca and click on ASP symbol on the control panel.

'A penny saved is a dollar earned.' ~ by B. Franklin

McDonald's 'Shrek Forever After' Collectible Drinking Glasses Recall Notice

McDonald's 'Shrek Forever After' 16 oz collectible drinking glasses made in United States and distributed by McDonald's Restaurants of Canada are being recalled. The glasses come in four different characters: Shrek, Fiona, Puss n' Boots, and Donkey. It is the designs on the glass that contains cadmium and long term exposure to cadmium can cause adverse health effects. This glassware was tested and determined to be in full compliance with Canadian requirements for heavy metals including cadmium.

So far, neither McDonald's Canada nor Health Canada has received reports of illnesses related to the use of these glasses. Approximately 1.4 million of the recalled glasses were sold exclusively at McDonald's restaurants across Canada starting May 10th to June 4th, 2010.

Read full recall information here.

FREE Tools from Walmart - Food Swapper

Looking for healthy diet options, here is interesting food swapper guide, simple and to the point. Walmart did good job putting together this guide. Always remember to read labels, it actually helps in making healthy choices. See it for your self here.

Want To Be Frugal? - Recommended Books

PRODUCT DESCRIPTION
"20 Grocery Store Savings Ideas" is a book that will provide you ways to save at the grocery store. This book focuses on how you can earn huge savings through the use of coupons and savvy shopping techniques. Learn how to get the most with your grocery dollars weekly and how to feed a family on a shoestring budget with this book. This book is for the novice beginner as well as those who have been couponing for years. The simple tips provided in this book will help you to save hundreds of dollars a year on groceries.

ABOUT THE AUTHOR
Tammie Taylor is a wife and a mother of two children. She is dedicated to helping others save money. Having a family of four to feed, she made a goal to learn how she could stretch her food budget even more while not limiting her family's lifestyle and healthy eating habits. By learning how to get the maximum savings at the grocery store, she hopes to be able to share the ideas and techniques that she learned with others.

Get 6 Dairy Queen Coupons For Free Blizzard Treat A Year

Actually you will get 6 DQ coupons a year for 'buy one get one free Blizzard treat', but only if you become a Blizzard Fan Club. All details on the bottom of the home page of the Dairy Queen. Good luck!

Loose Weight For Free: Eat Well, Drink Lots of Water & Exercise

It is incorrect to say loose weight for free. However, in here free means that you don't sign up for any loose weight programs. All you need is to change your bad habits and bring on the discipline.

You already buying food, so why not buy good healthy food. Note foods high in salt will make you eat more.

PROTEIN - eat about 6 good servings of protein a day; how to measure your serving simple, size of your palm.
CARBOHYDRATES - eat about 6 good servings of carbohydrates a day; serving defined as above.
VEGETABLES - eat unlimited amount of vegetables, or have the same amount as protein and carbohydrates.

DRINK - drink about 10 glasses of water, try to drink before or after meals; drinking during meals dilutes the digestive enzymes thus your digestion my slow down.

EXERCISE - simple walking will do; start with 20 minutes walk, and gradually increase to 40 or 1 hour; try to pick roads that are uphill. Bring friend with you.

To find out what foods are good for you check out Canada's Food Guide.

How about your cravings? Well, we all know sweets are carbohydrates and with lots of sugar. The more carbohydrates you eat, the more you want to eat. Well pick a day of the week and treat yourself with cookies or cakes, but only once a week to satisfy your craving.

Hope you can follow the above steps. After few months after you adjust yourself to the following nutritional plan, you can enhance your program even more. The reason I don't want to write anything enhanced here yet because people get overwhelmed and either don't do it at all, or do it once and get discouraged.

With this plan your weight loss is slow, but effective, healthy and enjoyable. Be patient.

Free $10 Coupon at Shoppers Drug Mart with Purchase

Spend $50 or more on almost anything in the Shoppers Drug Mart store and receive a free $10 coupon on your next purchase. Offer valid Monday, March 22 to Friday, March 26, 2010 only. Coupon will be accepted until April 15, 2010. While quantities last. One coupon per transaction per customer.

Since this is a coupon it means that you need to spend money first, you will receive the coupon and then pay another visit to the store to get the discount. Have fun!

Free Reusable Shopping Bag from Ocean Spray

Complete form at OceanSpray.ca to receive a free reusable shopping bag. No purchase necessary. Available while quantities last. Limit 1 bag per household. Allow 4-6 weeks for delivery. Offer valid in Canada only.

To learn more about important life style changes like quitting smoking, managing your blood pressure and cholesterol levels, exercising and eating right you can visit this link to read more.

Free 8x10 Photo From Walmart With Purchase

Free 8x10 photo from Walmart with purchase of 200 prints of 4x6. Hurry the offer ends March 31, 2010. To receive the bonus print for free, add 8x10 print to cart and enter promo code BONUS8X10 at checkout.

Join The Global Event This Year - Earth Hour 2010 March 27 8:30 PM Local Time

The Earth Hour is a global event organized by WWF (World Wide Fund for Nature) calling every individual, every business and every community throughout the world to turn off the lights. Earth Hour originally started in Sydney, Australia in 2007. About 2.2 million homes and businesses turned off lights for one hour to stand against climate change. In the following year the Earth hour yet to become a global moment, where 50 million across 35 nations started to participate. The following landmarks participated also: Sydney Harbor Bridge; The CN Tower in Toronto, Canada; The Golden Gate Bridge in San Francisco; and Rome's Colosseum. They all stood dark for one hour.

This year in 2010 the Earth Hour will take place Saturday March 27th at 8:30 pm, local time.

Chapters.Indigo.ca and iUniverse Invite You To Get Publish - Save $200 On Their Introductory Offer

Read more on the Chapters.Indigo.ca and iUniverse offer to get published. You ca save $200 on their introductory offer. Read more to find out how to get started, read author success stories and to find out more about Chapters.Indigo.ca partner, the iUniverse.

Chapters.Indigo.ca Free Shipping On Orders Over $39

Take advantage of the Free shipping offer from Chapters.Indigo.ca. Applies to Canadian orders only and on total purchase of $39 Cad, after all the copuons or special disccounts ara applied, and before taxes. The average free shipping delivery takes about 3-9 days. Read more ...

Roll Up The Rim To Win Is Back @ Tim Hortons - Cash Prizes, Cars, Laptops & Food Prizes

Across North America you can win the following prizes if you participate in the Roll Up The Rim To Win at Tim Hortons.

• 100 x $10,000 Cash Prizes
• 40 x Toyta RAV4
• 1,000 x Toshiba Netbooks
• 25,000 x $100 Tim Quickpay Cards
• Over 31,000,000 Food Prizes

2010 Contest Rules

Want to have more fun? Every cup tells a story. Check out everycup.ca.

Family Fun at Swiss Chalet - Receive A $10 ToysRus Fun Card

From February 1st to April 11th, 2010 celebrate family fun months at Swiss Chalet. Receive a $10 ToysRus fun card with kids meal. The total purchase must be $40 or more (before taxes).

If I am reading this correctly 'Multiple cards can be used with $40 increments.'

Card is not redeemable for cash. Valid at ToysRus Canada stores only.

Visit Swiss Chalet for more details

Shoppers Drug Mart $10 Coupon

Hurry, this is great offer. Receive $10 coupon with purchase of almost anything in the store for $60 or more. The offer starts February 27-2010 until March 3-2010. Click here for the coupon details.

View this weeks Shoppers Drug Mart Flyer or Subscribe to the flyer e-mail alert service. More ...

Shoppers Drug Mart New Shoppers Optimum® MasterCard® Benefits - Bonus 15,000 Points With First Purchase

If you are a regular shopper at Shoppers Drug Mart you may benefit from this New Shoppers Optimum® MasterCard®.

• Receive bonus 15,000 points on your first purchase - about $25 value of Shoppers Drug Mart products.
• Earn Optimum Points everywhere you shop and earn more than double the points if you shop at Shoppers Drug Mart.
• For every Earn $1 purchase at Shoppers Drug Mart earn 25 points, that is 15 points for using credit card and 10 for showing Optimum card.
• 1.99% Introductory Annual Interest Rate on Cheque Cash Advances and Balance Transfers for 6 months
• Enjoy free online access to your credit card account.
• No Annual Fee.

For more details learn more ...

TFSA Interest Rates Comparison Chart for Canadian Banks 2010

For 2012 Interest Rates Check Here.

Since interests rates are always changing I am provided you with a link to the TFSA information for each bank.

Bank of Montreal Tax-Free Savings Account
TFSA Current Interest Rate: 1.25%
Minimum Investment: $50.00 Cad
Maximum Investment: $5,000.00 Cad / yr
Rates are calculated on a per annum basis.
Rates are subject to change without notice.
There are no fees for contributions, withdrawals or transfers.

CIBC TFSA Tax Advantage Savings Account
TFSA Current Interest Rate: 1.00%
TFSA Bonus Interest Rate: 1.00% (expire April 30, 2010)
Minimum Investment: $25.00 Cad
Maximum Investment: $5,000.00 Cad / yr
Rates are calculated on a per annum basis.
Rates are subject to change without notice.

ING Direct Tax-Free Investment Savings Account
TFSA Current Interest Rate: 3.00% (limited time offer)
Minimum Investment: no minimum
Maximum Investment: $5,000.00 Cad / yr
No fees, no service charges and no minimum balances

RBC Tax Free Savings Account
Information Not Clear
Excellent TFSA Write up

Scotiabank Tax Free Savings Account
Information Not Clear.
Read Frequently Asked Questions

TD Canada Trust High Interest TFSA Savings Account
TFSA Current Interest Rate: 1.25%
Minimum Investment: N/A
Maximum Investment: $5,000.00 Cad / yr
Transfer fees may apply.

HSBC TFSA High Rate Savings Account
TFSA Current Interest Rate: 0.80%
Minimum Investment: N/A
Maximum Investment: $5,000.00 Cad / yr
Interest rates are expressed on a per annum basis.
Rates are subject to change without notice.

PC Financial Tax-Free Interest Plus™ Savings Account
TFSA Current Interest Rate: 2.00% (Special offer!)
Expire April 30, 2010

Polysporin® Special Offer - Save $3 On Purchase of Polysporin® Poly To Go™

Polysporin® Poly To Go™ new product release. Visit Polysporin® web site to get your $3 Cad printable coupon. The coupon applies to Polysporin® Poly To Go™. Offer expires December 31st, 2010.

Quebec residents click here for mail-in rebate. Too bad because on the end you will be saving about $2.50 Cad, because you have to pay for the stamp.

Piller's Meats Coupon 50 Cents Off Any Piller's Product

Visit Flyerland.ca website to claim your $0.50 Cad printable coupon for any Piller's Meat Products. Expiry March 16, 2010.

Checkout Piller's recipe web site section - a lot of good recipes for you to choose such as:

Corn Biscuits with Black Forest Ham - spicy and sweet!

Pineapple Ham Panini - the tangy sweet pineapple makes it a favourite among kids.

Sausage Nachos - a hearty snack packed with flavour.

Tandoori Grilled Cheese - a taste of India for lunch.

Pasta Salad - the chipotle pepper and charred corn nibblets add a smokey punch. A great option for a summer dinner.

and many more ...

It's Back - McDonald's Canada Giving Away FREE Small Coffee

March 1st-14th, 2010 McDonald's will be giving away a free small coffee. Starting March 1st just go into McDonald's and ask for your free coffee. No purchase is necessary to claim your free small coffee. No coupon is necessary.

Who is not watching Vancouver Winter Olympics 2010. Check out McDonald's official Olympics site, and enjoy your coffee.

Special Promotions and Offers from Living Well, Canada - FREE Band-Aid Brand Perfect Fit Bandage

I guess I missed this promo this time to receive a FREE Band-Aid Brand Perfect Fit Bandage from Livingwell.ca. Living Well had limited quantities, 4000 pieces were available, and all claimed by the time I got there. However, check regularly for new promotions and offers. Register and you will have access to other great savings.

Register With Olivieri For FREE Recipe Book & Valuable Coupons

Register with Olivieri and become an Olivieri Insiders member. Your name will be entered into the Olivieri FREE Pasta-for-year Contest. One lucky winnter will receive a coupon for FREE package of Olivieri pasta per one for one year.

Olivieri Insider says: 'By becoming an Olivieri Insiders member, you can look forward to receiving ongoing inspiration from the Olivieri team, including access to our Olivieri Insiders Discussion Board where you’ll be able to share recipes and tips with fellow Olivieri Insiders members. Plus, you’ll also receive exciting news on upcoming product releases, exclusive offers, contests and more.'

For those who never tried Olivieri pasta before - it is really really good especially the whole wheat, excellent healthy choice.

Visit Hershey's Chipits Web Site For Promotions

Visit Hershey's Chipits Canada web site for regular promotions on their products, or sign up for their newsletter to be the first to hear about their promotions.

Also while you there you can register to store your favorite Chipits recipes on line. Here is the link to the Recipe Box.

Chapman's Ice Cream Nutrition & Allergy Info

Find our more about Chapman's Ice Cream Nutrition & Allergy Info:

100% Canadian Milk
Peanut/Nut Free Products
Gluten Free Products
Yogurt Plus
Lactose Free Products
No Sugar Added Products

Read More About It

And while you there you can also read The Story of Ice Cream. Very interesting information.

Ocean Spray Beverage Printable Coupons - Save $3

Diet Cranberry Low Calorie Beverage - Save $1 Printable Coupon
INGREDIENTS: Filtered water, concentrated cranberry juice, natural flavours, pectin, citric acid, fumaric acid, sucralose, sodium citrate, acesulfame potassium, ascorbic acid (vitamin C), colour. No artifical flavourings or preservatives.

Ruby Pomegranate Cocktail - Save $1 Printable Coupon
INGREDIENTS: Filtered Water, Fruit Juice (concentrated ruby red grapefruit juice, concentrated pomegranate juice), Cane or Beet Sugar, Grapefruit Juice Pulp, Natural Flavours, Color, Fumaric Acid, Citric Acid, Sodium Citrate, Ascorbic Acid (Vitamin C).

100% Juice Blend Wildberry - Save $1 Printable Coupon
INGREDIENTS: Filtered water (sufficient to reconstitute fruit concentrates), concentrated apple juice, concentrated grape juice, concentrated blueberry juice, concentrated black currant juice, concentrated raspberry juice, natural flavour, citric acid, ascorbic acid (vitamin C).

Note this offer is valid in Canada only. When you click on the link at the Ocean Spray website, it will directly feed your coupon to the printer. If you have Adobe Distiller you can save it in the PDF file. On the links provided above you will also find that there are Nutrition Facts link and Role of ingredients - information good to read.

Wellness Printable Coupons from Zellers

ZELLERS IS HELPING YOU SAVE MONEY ON YOUR WELLNESS NEEDS.

Download and print coupons for savings on wellness products from Zellers. Each coupon is in PDF format. All you have to do is download them to your computer, print them and use them. You have choice to download separately each coupon, or all 12 of them at once.

Here is list of all the coupons.

Save $1 off Envirocare Premium Paper Products
Save $2 off Immunity FX
Save $1 off Jamieson Sunshine Vitamins
Free OneTouch Blood Glucose Meter
Save $1 off Quest Lifestages Multis
Save $2 off Reactine Non-Drowsy Allergy
Save $1.25 off Voltaren Emulgel
Save $1 off Webber Naturals PGX Daily
Save $2 at Zeller's Family Restaurant

HBC 5,000 Reward Points January - June 2010
HBC 5,000 Reward Points July - December 2010
HBC 10,000 Reward Points January - March 2010

Total Savings $10.25 Cad, and 20,000 HBC Reward Points.

Canadian Tire 100 Golden Opportunities Contest

The following is the contest from Canadian Tire. Enjoy and good luck winning!

'Upload a photo for a chance to WIN 1 of 100 prizes!

Submit a photo of YOUR favourite outdoor family moment for a chance to win our grand prize - your photo will inspire an upcoming Canadian Tire 'Money'® Coin, and you will also receive our 3 February Coins in a collectible Limited Edition golden* set.

Plus, 99 other lucky winners will receive a golden (brass plated - not made of real gold) Coin set.'

Here is the link to Canadian Tire Contest.

FREE For 2 Cinaplex Movie Entertainment Tickets From Shopper's Drug Mart

Spend $75 Cad or more at Shopper's Drug Mart and you will receive two free Cinaplex Movie admission tickets approximate value $25. Offer valid February 20th to February 22nd, 2010. Note this offer is not valid in Atlantic Provinces.

Photo Digital Prints 4x6 Only 15 Cents - No Minimum, No Maximum at Photolab.ca Superstore

Save on prints from Photolab.ca. 15 Cents for 4x6 digital prints, regular price 19 cents. Available with one hour service, online service. Participating Superstore Photolab.ca stores only - most likely most of them. Offer valid until March 5th, 2010.

Photolab.ca Price for 4x6 photo - $ 0.19 CAD
Savings per Print - $ 0.04 CAD
Savings per 100 Prints - $ 4.00 CAD

In addition if you into taking portrait photos, the studio at Superstore is offering 12 FREE announcements cards with the purchase of any Studio package starting $34.97 CAD. Offer valid until March 19, 2010.

Studio Price for the Greeting Cards - $ 12.00 CAD
Savings - $ 12.00 CAD

Fight Flue With Cold-FX - $2 Printable Internet Coupon

Visit Cold-FX.ca to pick up your Internet Printable Coupon for $2 Cnd. Hurry offer expires July 31st, 2010. 

The Cold-FX website released the following statement about Redeeming Your Internet Printable Coupon and action to take in case it is refused.

'Even though this coupon contains all of the information necessary for redemption, there is still a chance that some stores may refuse to redeem online coupons. This may happen because of confusion by local store employees about the corporate policy on redeeming online coupons.

Here are steps you can take in advance, to help prevent this from occurring:

• Stop at the customer service counter before you shop and receive advance approval on the online printed coupons you plan to use. If the employee at the service counter does not approve your coupons, ask to speak with a manager.
• When shopping at national grocery store chains, contact the corporate office and ask for a letter which outlines the corporate online printed coupon redemption policy. Bring the letter with you to show to cashiers and store managers.
• When printing online coupons do not clip the coupon, take the entire sheet of paper. This will allow the store manager to see the name of Web site of where you got the coupons. Many times they are familiar with the company, but not the coupon.'

Free 3 Month Toronto Star Subscritption - Saturday Home Delivery Only

Complete this form and you can either subscribe for your self a 3 Month FREE subscription of the Toronto Star, Saturday Home Delivery, or you can subscribe three of your friends. You must complete all mandatory fields for all names. Note that offer is not available for all areas, where they don't tell you this. Meaning even if you subscribe, you may not be getting one.

Note you must complete all required fields. Once you subscribe once there is not coming back, therefore ensure to get all three friends in at the same time.

Here is note from Toronto Star: 'Please review the information entered, then hit the Submit Form. Once you submit your gift subscription request online, you will no longer have access to sign up additional recipients. Please note that if you sign up only 1 or 2 households at this time, you will be unable to submit a 3rd household at a later time.'

Offer expires on March 27, 2010.

Catelli Whole Grain Pasta - Buy 2 Save $1 Coupon

CATELLI HEALTHY HARVEST Whole Grain Pasta is an excellent substitution to white pasta if you want to stay on the healthy diet. Catelli released manufacturing coupon to save $1 when you buy 2 packages of the Whole Grain Pasta. Note the best deal on this pasta is now at Walmart, they are selling $1.49 per package as opposed to other stores for $1.99 per package.

Coupon can be ordered from save.ca. Register (if you wish) and place a coupon order with Save.ca. Coupon will be mailed to you probably within 5 days frame. Hurry, save.ca keeps them for limited time only.

2% Interest Rate for TFSA and RRSP at President’s Choice Financial®

You can earn 2% interest on all new deposits from January 1 to April 30, 2010 with any of these three President’s Choice Financial® registered savings accounts: Tax-Free Interest PlusTM (Tax Free Savings Account) savings account; Interest Plus RRSP (Registered Retirement Savings Plan) and The World’s BestTM RRSP. Visit PC Financial web site for more information. Note this offer expires April 30, 2010.

Walmart FREE Music Downloads - Cupid by Boyz II Men, My Cowboy by Jessie James & More ...

Walmart FREE Music Downloads - Give It To Me Right, According to You, Broken Bones & More ...

Download FREE music from Walmart. The online store regularly offers sample of music for you to order for free. Their playlist changes so check in regularly. Note, you must have account set up with walmart.com in order to download. Here is the link for free music downloads.

Downloads available as of February 12th, 2010

Boyz II Men - Cupid
Jencarlos - Amor Quedate
Eiza - Impredecible
Corinne Bailey Rae - I’d Do It All Again (Acoustic)
Jessie James - My Cowboy

Celebrate Pancake Day With Dr. Oetker Team - Sample Free Shaker Pancakes At Superstore, Loblaws & Zehrs

Visit your local participating stores Superstore, Loblaws & Zehrs to sample Dr. Oetker Shaker pancakes. Available across Canada during weekend of February 13 and 14, 2010. Check availability in your area here.

What Is Online Promo Code? - A Way To Apply Discounts Online

As the title states, the online promo code is a another way of using a coupon. It is a combination of letters, numbers or both. This code is then used at the checkout, and whatever discount was assigned to this code is applied to the total amount of your purchase. Online promo code is also called coupon code.

How to Get Online Promo/Coupon Code?
Promo or coupon codes are usually posted social websites like twitter or facebook, or in promo/coupon codes search engine for advertisement.

1. Before making purchase online, sign up for email list or newsletter at the shopping website. The online shopping store will email you the code.
2. Search for promo or coupon code via search engine. The information is spread easily among social networking sites or bloggers, making these codes easily found. Checkout twitter and facebook.

Pizza Hut Canada Deals - Check On Line

It pays to look at some web sites of the pizza places. Pizza Hut has menu option for DEALS. If you click on this menu tab, it will lead you to the form where you can find out current Pizza Hut deals near you by filling in your street address and postal code. Here is the link to click on the Deals.

National Post Newspaper 30 Day Free Subscription with Sign Up

Enter postal code and complete form details to receive the FREE 30 day subscription of the National Post. I didn't have to go through this method, as someone called me with the offer via phone. My offer was 90 day free subscription. Just in time also to finish up with the free Toronto Star subscription. I guess newspapers are are trying to push their paper version of the newspaper onto customers as digital media is really kicking in and more and more people are reading via Internet. Bottom line, the National Post is a really good paper, which I am having hard time trying to keep up with reading, but its free so I don't have nothing to loose.

Note, this offer is not available for some areas as they state on their form.

The following are restrictions you will see while completing the form:

• Delivery is Monday to Saturday.
• The National Post print edition is applicable only where National Post home delivery is available.
• National Post digital edition will be supplied in all other areas.
• Offer is limited to readers who have not had home delivery in the past 45 days.
• One complimentary subscription per household.
• Expiry date of offer: 2010-05-31

Compliments of Aryana Wireless: 'With the most well-respected and in-depth business reporting in the Financial Post, accurate coverage and commentary on current affairs, as well as the latest on the arts, sports and social scenes, the National Post is an absolute must-read.'

Fast Food Restaurants in Canada & Their Nutritional Information or Guides

Here is a list of links to Nutritional Value web pages of some fast food restaurants in Canada. In my experience this really does not mean much, food still have lot of salt, sugar, fat, artificial flavors, artificial colors and probably preservatives. Just think how could the KFC fried chicken have nutritional value? Or the Tim Hortons donut? However, this should give you a guide to make better breakfast, lunch or dinner choices, and good choices for your kids in case you are going out to eat.

A&W - Nutritional Calculator
Boston Pizza - Nutrition
Harvey's - Nutrition Guide
Manchu WOK - Nutritional Guides (look under Our Menu)
Mary Browns - Famous Chicken - Nutritional Calculator (look under Bigger. Juicier. Tastier., pdf file)
McDonald's Canada - Nutritional Calculator
Mr. Sub - Nutritional Info (left side, download)
New York Fries - Nutritional Information (left side, download)
Pizza Nova - Nutrition (look under About Us, download)
Subway - Nutritional Information
Swiss Chalet - Nutritional Guide
Tim Hortons - Nutritional Information
Topper's Pizza - Nutritional Information (download)

Food You Eat & Lifestyle Choices Such As Daily Physical Activity & Maintaining Healthy Body Weight Key To Prevent Cancer

Today I have this article for you to read. If you have not changed your life style yet, you may want to consider and here is why.

Article: 'Foods That Prevent Cancer'. An unhealthy diet is linked to about one third of all cancer cases. Here are the top "all-star foods" that can protect you. By Cynthia Ross Cravit, 50Plus.com

'The 2007 Expert Report by the World Cancer Research Fund (WCRF) found that the food we eat and other lifestyle choices such as daily physical activity and maintaining a healthy body weight are key to preventing cancer. This epic report - which was five years in the making and reviewed 7,000 large-scale studies - found that an unhealthy diet is linked to about one third of all cancer cases.' Read more ...

FREE Breakfast at Burger King - Enormous Omelette Sandwich Only

FREE Breakfast at Burger King on Friday February 5th, 2010 - Breakfast is on the King. Coupon valid on Enormous Omelette Sandwich. No purchase necessary. Valid only during breakfast hours only. One per customer. Offer valid in the participating Burger King Canadian restaurants. Visit your local Burger King to find out more. Enjoy and hurry while quantities last.

Free Groceries With President's Choice Financial MasterCard

Apply for the President's Choice Financial® MasterCard and you will get 4 coupons for 5,000 PC points each (5,000 PC points is equivalent to $5 Cad) which add up to $20 Cad. These coupons can be used every time you make a purchase in the participating stores where President's Choice products are sold. As a bonus you will get additional 5,000 PC points, that is $5 Cad for just applying on-line. You can earn PC points anywhere, you are not restricted to the participating stores. PC MasterCard is a normal credit card that can be used anywhere.

What are the benefits of the PC MasterCard?

You earn 10 PC points for every dollar of every purchase you  make with your President’s Choice Financial® MasterCard®. Remember, you can use it anywhere. You can redeem your points every 20,000 PC points, that is $20 Cad in free groceries. Note, redeeming must take place at the participating stores, for example Superstore. Note also 20,000 PC points is equivalent to your $2,000 Cad spending. So every time you spend $2,000 Cad, $20 Cad is cash in your pocket.

Join Boston Pizza Email Club & Receive A Free Starter

Join the Boston Pizza E-mail Club and you will receive the latest news and unique offers from Boston Pizza. For just signing up Boston Pizza will send you a free starter to get you going.

New Research Shows Coupon Use Up 27% | SYS-CON AUSTRALIA

SPECIAL REPORT
New Research Shows Coupon Use Up 27% | SYS-CON AUSTRALIA

NEW YORK, Jan. 28 /PRNewswire/ -- Shoppers redeemed 3.3 billion consumer package goods coupons in 2009 -- a 27% increase over the 2.6 billion redeemed in 2008. It seems harsh economic times have forced many people to suddenly get serious about saving. Read more ...

Excellent reading material. Not applicable for Canada, but there is no reason for all of us here not to use coupons - its tax free money. Get started now. Coupons are every where, just look around you in the stores, newspapers, magazines, and sometimes delivered to your door with your free local newspaper.

Price Match from Staples - 110% Price Guarantee

Staples offers price match which is 110% price guarantee if you find a lower advertised price on an in-stock new identical item.

The rules are:

• It must and I say again must be identical item.
• It must be from an Authorized Canadian dealer, therefore, some wholesalers may not apply.
• Claim must be submitted now or within 30 days of purchase, 14 days on computers and laptops.

Staples will match the price and give you 10% of the difference as a credit to your purchase - maximum $50 credit.

Check this out:

• If the Staples competitor's Authorized Canadian dealer has a bonus offer with in an item that Staples carry, Staples will match the price and provide the identical bonus item if possible.
• If the Staples competitor's Authorized Canadian dealer offers a free Gift Card with an item that is carried by Staples, Staples will match the competitor’s price and provide the same valued Gift Card.

The price guarantee does not apply if Staples after-rebate price is lower than our competitor’s Authorized Canadian dealer.

There is more, read here. The rules may change please check Staples web site regularly.

Tax Free Savings Account TFSA 3% Interest Rate @ ING DIRECT Canada

ING DIRECT Canada is offering 3% interest rate for your Tax Free Savings Account TFSA.

What is TFSA? TFSA is a Tax Free Savings Account, an account that is registered with Government of Canada, and allows you to put maximum $5000 every year. Any interest earned in this account is tax free. That is you will not pay any tax on it even if you double your money. Start saving now, this is a really good option to have because you can take this money out anytime, for example in case of emergency. Note that some banks will charge you fee for taking money out, some offer one free withdrawal a year, and some charge none. Ensure to ask these questions.

Walmart FREE Music Downloads - Give It To Me Right, According to You, Broken Bones & More ...

Download FREE music from Walmart. The online store regularly offers sample of music for you to order for free. Their playlist changes so check in regularly. Note, you must have account set up with walmart.com in order to download. Here is the link for free music downloads.

Downloads available as of January 28, 2010

Melanie Fiona - Give It To Me Right
Orianthi - According to You
Rev Theory - Broken Bones
Katharine McPhee - Had It All
Thalia - Equivocada
Eiza - Impredecible
Corinne Bailey Rae - I’d Do It All Again (Acoustic)

Dr. Oetker Ristorante & Casa Di Mama Pizza Coupons

Check the Dr. Oetker website regularly as they always have few coupons for you to use. They are usually for $1.50 if you buy two pizzas or save $0.75 if you buy one. Remember, the best deals are when these pizza's are on sale. Nofrills and Walmart usually have good deals on them. Sometimes promotional price is between $2.99 Cad - $3.99 Cad, and after you apply your $0.75 coupon, you can have pizza's for just above $2.00 Cad, and that is a good price.

FREE $10 Quickpay Tim Card (Tim Hortons) From Shoppers Drug Mart

When you spend  $50 or more at Shoppers Drug Mart on almost anything in the store. Quickpay Tim Card can be used towards your next purchase at the participating Tim Hortons locations. As any other promotional offer this offer is valid on the purchase total of eligible products after discounts and redemptions and before taxes.

This offer excludes prescriptions, products with codeine, tobacco products if applicable, stamps, passport photos, lottery tickets, event tickets, transit tickets and passes, electronic gift cards, Life Experiences® packages and pre-paid phone cards. Shoppers Drug Mart store reserve the right to substitute an item of equivalent value.

EXPIRY DATE: January 30 - February 1, 2010

Buy 10 Pharmasave Products & Get ONE Free

Pharmasave carries over 700 Pharmasave brand products for you to choose. They are compatible to the National Brand and offer the same or sometimes better quality. Buy 10 Pharmasave products today and get one free.

EXPIRY DATE: Not Available

Buy 3 Carlton Cards At Pharmasave & Save $5

Download $5 coupon from PharamSave (Canada's Neighbourhood Pharamacy). You must buy three Carlton Cards in order to receive $5 off the purchase. Hurry, Valentines is around the corner.

EXPIRY DATE: February 14, 2010

Reduce The Amount Of Income Tax With Registered Retirement Savings Plan RRSP

What is an RRSP? RRSP is a registered Retirement Savings Plan. It is an investment account registered with Government of Canada and designed for savings toward individual's retirement years. RRSP has special tax benefits. By contributing to RRSP individuals can reduce the amount of income tax to be paid every year. That is if you contribute enough you can bring your income to the lower income tax bracket. Note that there is maximum you can contribute every year. This information can be collected from the individuals Income Tax Notice of Assessment issued every fiscal year.

The money you put away has tax-deferred growth potential. That is individual can invest that money every year, grow and will not have to pay tax on the profits in the account. It is tax sheltered but until individual decides to withdraw this money, usually when retired. Note that contribution can only be made by the individual who is earning income taxable in Canada. This includes individual's salary, self-employed income, rental income. Check with your RRSP provider or Canada Revenue Agency CRA for other options. To invest in RRSP you can do that through most of banks in Canada, trust companies and financial institutions.

Receive Free Hamilton Beach Toaster Oven With Purchase of Dempster's Products

First 10,000 consumers will receive FREE Hamilton Beach ToastationII toaster oven with registration of 12 entry codes. Available on a first-come, first-served basis. Codes can be found on the Dempster's products. Shipping and handling of $18 applies. Dempster's specially marked products can be found in the major supermarkets like Longo's, Superstore, Walmart, and many more. Visit www.thinkbreadinstead.ca for more details about the free Hamilton Beach toaster oven offer, about delicious recipes and much more.

EXPIRY DATE: February 12, 2010

Digital Prints Online in Canada Photo Printing Price Comaprison

This is a guide comparison matrix only. Prices may change without notice. Visit supplier's web site to verify pricing. More suppliers will be added in the future, check in later.

	Qty	4x6"	5x7"	8x10"
Black's	< 50	$0.35	NA	NA
	> 50	$0.29	NA	NA
	1+	NA	$1.99	$4.19
Costco	1+	$0.15	$0.42	$1.39
KodakGallery	< 50	$0.19	$0.99
	> 50	$0.17	$0.69
	> 100	$0.15	$0.39
	< 10			$2.79
	> 10			$1.39
Kwikpix	Min 50	$0.10	NA	$2.99
PhotoLab	1+	$0.19	$0.99	$2.99
Walmart	< 200	$0.19	NA	NA
	> 200	$0.18	NA	NA
	1+	NA	$0.97	$2.97

Note:
1) No shipping charges on pick up in store orders.
2) Shipping and handling charges apply for orders to be delivered.
3) Some stores like Costco, paid membership is required.
4) Watch for promotional offers - free prints with your first order.

Get $3 Coupon from Chapman's Ice Cream - More Details Below

Simply email Chapman's Ice Cream your favorite recipe using their ice cream and if it is used on their web site you will receive a $3 Chapman's Ice Cream coupon. Here is link for more details. Good luck.

Chapman’s Ice Cream is a largest Canadian independent ice cream manufacturer located in the community of Markdale, Ontario.

Invest in Registered Education Savings Plan (RESP) & Your Child Could Receive Up To $500 In Grant

Canada Education Savings Grant (CESG) - a grant from the Government of Canada which encourages Canadian families to start saving for children's education after high school.

Registered Education Savings Plan (RESP) - a registered account where you can start savings for your child's future education. This account can be opened at almost any financial institution. For the certain amount invested every year, government can pay up to $500 Cad in grant into this registered account. The Canada Education Savings Grant applies to all children up to age 17, that are Canadian citizens and have RESP account. Note, special rules apply for children between ages 15 and 17.

How To Get the Canada Education Savings Grant?
1) Get a Social Insurance Number (SIN). Note, there is no age restrictions who can have the SIN number, even baby can get one.
2) Open a RESP account with a financial institution such as bank or credit union. Some certified financial planners or group plan dealers can do that for you too.

Facts About RESP
1) RESP is a special savings account registered with the Government of Canada.
2) RESP money can be invested. Consult your financial institution to obtain the best interest rate. You will not be charged on the interest the account makes, and child can usually withdraw this money tax-free.
3) Every penny counts. For any amount you invest in child's RESP, the child will receive grant.
4) Not only parents, but friends and family can contribute to your child's RESP.
5) The sooner you start, the more you will save for your child's future education.

How Much Grant Your Child Will Receive?
On the first $500 parent saves in child's RESP, you can receive:
- up to $200 for the family with net income* of $37,885 or less
- up to $150 for the family with net income* between $37,885 and $75,769
- up to $100 for the family with net income* of $75,769 or more
*Income amounts are for 2008. Family income's are updated every year, check with Government of Canada.

Note, the maximum grant a child can receive is between $500 and $600 per year, and the life time total of $7,200.

For more information you can call 1 800 O-Canada (1-800-622-6232)

Free Blizzard® Treat When You Join Blizzard® Fan Club

Few years ago Dairy Queen started online blizzard marketing campaign called the Blizzard® Fan Club. When you join the Blizzard® Fan Club you will get two Blizzard® treats for the price of one - a FREE 16 fl. oz. Blizzard® treat with the purchase of another 16 fl. oz. Blizzard® treat electronic printable coupon for joining the Fan Club. You will also get special offers and the latest news throughout the year send to your email address - that is monthly emails containing new Blizzard® treat promotions, flavor updates, contests and more. You will be the first to hear about NEW Blizzard® treats. Lastly, you will receive electronic printable coupon on your Birthday and a special surprise every year you are in the Fan Club.

Supermarket Review: Real Canadian SuperStore - Flayer, Online, Renovations

Last year before Christmas Real Canadian Superstore started store renovations and also re-designing their online store look. It took a while for the consumers to adjust, since they moved things around in the store a lot. Comments like this would be heard - 'It used to be here', 'Oh this is now to expensive with round down'. It seems better now, as consumers got know the store better, plus the local store, for example one in Aurora Ontario offered free appreciation coupons - free cheese, juice and BBQ ribs. It took forever to get the ribs, as they were always not in stock.

However, dissatisfaction comes from looking at the weekly flayer online. It used to be a mirror image of the printed version. Now it is store online look alike, lists individual items. Its nice and clean, but most of the time the products are not even clearly visible - too small to see. Since, some of us like to look at the deals online, this whole change isn't something consumer would look forward too. Simple search would not even find pampers diapers.

Everyday Find Over 2000 Prices Rounded Down is a newest campaign to attract more consumers to Superstore. Great deals can be found, no doubt. The look is not so great, but who cares when the price is right. When the 2000 Prices Rounded Down was introduced, it clearly showed similarities to the Wal-mart printed flayer, the rounded numbers and never mind the color scheme. Is this to confuse the consumers, or someone creating this campaign didn't have the imagination?

Lastly, with the great renovation no body thought of fixing the self-serve bag loading dock. Very inconvenient design for the reusable bags and recyclable boxes. Seems like we all tend to overlook the hardest projects.

Free Gift Cards: Free Gas $20 Esso Gift Card at Shoppers Drug Mart

Free Gas $20 Esso Gift Card from Shoppers Drug Mart when you spend $75 CAD or more this coming Saturday January 16th, 2010 until Monday January 18th, 2010. You can also win free gas for a year if you visit shoppersdrugmart.ca and enter your name, email address, and the number on the free gift card. Winners will be announced on February 22, 2010.

Note, the Esso gift card is valid for the limited time. Encouraging to fill up soon. However, it is also interesting to know that at some point government of Canada issued bill - no more expiry dates for gift cards.

EXPIRY DATE: Free Gift Card offer January 16, 17, 18 2010
EXPIRY DATE: Win Free Gas January 16 to February 8 2010
EXPIRY DATE: Esso Card January 16 to February 8 2010

Free Deals: Free 4 Prints 8x10 from Costco, Members Only

In-Store Pick-Up

Costco is running a promotion and giving away 4 free prints 8x10 size. Members only. Use coupon code CWFEA111 at check out. No other purchase is necessary. In-store pick up only at your local Costco.

Costco Price for 8x10 photo - $ 1.39 CAD

Savings - $ 5.56 CAD

I cannot comment on tax, you may have to pay for GST and PST, or not. Don't forget that you have to also pay for the gas to get there. Therefore, this is not absolute free offer.

EXPIRY DATE: Unknown

FREE Ice Cream for Your Birthday from Baskin Robbins Canada

Register for Birthday Club with Baskin Robbins Canada and you will receive a FREE ice cream offer five days before your birthday. You will also be eligible to receive other special offers and coupons all year long.

EXPIRY DATE: Unknown

Hurry - the Home Renovation Tax Credit HRTC is About to Expire

Hurry you only have until February 1, 2010 to do a last minute house, condo or cottage renovations.

The Home Renovation Tax Credit HRTC is a non-refundable tax credit based on eligible expenses for all renovations, and improvements to your house, condo or cottage. It can be claimed on your 2009 Income Tax return. It applies to work done or materials purchased after January 27, 2009, and before February 1, 2010.

Renovation expenses must be minimum $1,000 and not to exceed $10,000 for maximum credit of $ 1,350 per family. If more than one family shares the home, then each family can claim up $ 10,000 in renovation expenses for credit up to $ 1,350 per family.

More information can be found on the Canada's Government website, under Home Renovation Tax Credit (HRTC).

EXPIRY DATE: February 1, 2010

Get FREE Coupons, Recipes and Nutritional Value Information From Liberte Yogourts

Liberte company is offering free coupons, recipes and nutritional value information in their newsletter for their yogurts if you to become a Liberté @mbassadeur. Send them an email as per instructions on their web site, and tell them which Liberté yogurt is your favorite.

EXPIRY DATE: Unknown

FREE Clover Leaf Tuna - Complete Survey

Clover Leaf offers free Clover Leaf Tuna coupon if you complete quick survey on their web site. If you are member all you have to do is sign in and on the right bottom menu click on the survey. Complete and they will send you a free product coupon for one of their tuna products. If you are not a member, you will need to complete a membership form, its also free. Click here.

Approximate Cost of Clover Leaf product - $ 1.00 - 2.00 CAD
Savings - $ 1.00 - 2.00 CAD

EXPIRY DATE: Unknown

Remove Your Refrigerator For FREE - Great Refrigerator Roundup Program

PowerStream and Ontario Power Authority will take away your old refrigerator for FREE. Not just take away from your property, but take it out from your basement.

Many of us have second fridge in the basement wasting up to $150 CAD per year in electricity. If you find that you are not fully using it, you can dispose it with help from every kilo watt counts. You can make the pick up appointment online at www.everykilowattcounts.com/roundup. Some conditions may apply. Your fridge will be disposed in an environmentally responsible matter.

The round up program also offers to take away from you the old window shaker air conditioner or dehumidifier.

Great opportunity to save money on the electricity bill and get rid of the headache.

EXPIRY DATE: Unknown

Deals: Tim Hortons Donut Deal - Only 49 Cents

For a limited time only Tim Hortons is running a Donut Deal! Great deal to start the new year, but also to break diet new years resolutions. However, there is nothing wrong to treat yourself with a donut and especially when it is a good price.

For a limited time, when you buy a fresh cup of coffee or any beverage, you can get any one of our freshly baked donuts for just 49¢ CAD. This offer is 59¢ in Squamish BC, Canmore, Fort McMurray AB, Yukon and Northwest Territories. At participating stores for a limited time. Not valid with any other offer or on bulk beverage purchases. Promotion not applicable to combos.

EXPIRY DATE: Limited Time Offer

Electricity Saving Tip - Cook With Lids

By using newest designs of the pots and pans, and lids you can actually save some some money on the electricity bill.

• When using lids, you reduce amount of steam, so you don't have to run fan.
• When using lids, you can cook on the lower heat, because all the heat is trapped in the pot.
• When using lids, you can also cook faster, that is reducing time of cooking.
• When using lids made of glass, you can reduce number of times you have to look at your cooking food.
  

Recommendations, beside using lids. Try to use energy efficient pots and pans, that have good heat conducting bottoms. And in addition to the above last point, lids made of glass are good so you can see better what is going on, instead of lifting to see. Lots of steam and heat can escape that way.

Winterize Your Home - Stop Air Drafts with Weatherstripping and Air Sealing

It is very common to have air leaks in the house. Many of them come from windows and electrical outlets. The average house in Canada looses up to 40 % of heat due to air leaks. Air sealing and weatherstripping can help to reduce amount of air leaks in your house. The electrical outlet air leak can be sealed with a weatherstrip outlet plate. These products can be easily found at Canadian Tire, Home Depot, Lowe's or other hardware outlets.

Time-of-Use Electricity Prices & How To Adapt

Back in October 2009 our household received a notice that the Time-of-Use price schedule is in effect. Two things happened. Firstly the PowerStream notified us that the new Electricity Prices & Charges for York Region customers are in effect since September 1st, 2009. Little late notice. Secondly, they send us historical data based on last year electricity consumption data that give us a comparison of constant rates versus the time-of-use rates. Another disappointment, if we were to be on the time-of-use method last year, we would have paid more for electricity by $2.33.

However, the Time-of-Use for York Region is in effect and there is nothing we can do but adapt. The Time-of-Use has different electricity rates, depending when the electricity is used. It has three periods, Off-peak, Mid-peak and On-peak. The most expensive rate of course is during On-peak. For example, our Time-of-Use rates from PowerStream are: for Off-Peak is $0.042 per kWh, for Mid-Peak is $0.076 per kWh, and On-Peak is $0.091 per kWh.

Another interesting fact about the Time-of-Use is that the price do change for on, mid and off-peak between Summer and Winter. The hours for On-Peak prices for summer season (May 1 - October 31) are between 11 am and 5 pm. The hours for On-Peak prices for winter season (November 1 - April 30) are from 5 pm to 9 pm. The PowerStream recommends to run dishwasher and dryer after 9 pm, or on weekends or holidays. But then how about the oven - another great electricity eater, coincidentally we need to eat too. The On-Peak during winter season falls on dinner time, a time when parents, children get home and dinners are being prepared. But then what could be worst, cooking dinner during summer time and running the air conditioner.

Now let me tell you how we changed our life style to follow the Time-of-Use price periods.

• As per recommendations we run our dryer after 9 pm and weekends or holidays, and if the laundry really needs to be done, then just washer is used, and clothes are hanged.
• We need to eat. Therefore, I use my toaster oven which uses much less energy than the regular oven.
• We do batch cooking after 9 pm.
• Air conditioning will be interesting, it all depends how hot next summer will be. May be we should finish the basement, as it is always cooler in the lower parts of the house.

The Independent Electricity System Operator (IESO) has much better recommendations how to Make The Shift to the Time-of-Use price periods and the Ontario Power Authority - Every Kilowatt Counts has a lot of good information for you to study.

Product Recall - Flashing Eyeball Filled With Petroleum Distillates

Petroleum distillates are hydrocarbon solvents manufactured from the crude oil. The hydrocarbon solvents include mineral spirits, white spirits, kerosene, naphtha, and Stoddard solvent.

And if you didn't know about the Stoddard solvent, it is a colorless, flammable liquid. It smells and tastes like kerosene. At temperature range of 150-200 C it will turn into a vapor. This solvent has many usages and it is used as a paint thinner, as a dry cleaning solvent in some photocopier toners and printing inks, and as a general cleaner and de-greaser.

Petroleum distillates in general are good for removal of heavy oils, grease, tar and waxes because they have a low surface tension; therefore, they can easily penetrate and clean small spaces and grooves. These solvents are flammable, therefore, it is recommended to use them at or near the room temperature.

Petroleum distillates are volatile organic compounds (VOCs) and its usage in Canada especially in toys is strictly prohibited. These solvents must be recycled by distillation. Disposal is performed by the chemical incineration in an approved facility in your area.

Flashing Eyeball Recall

The recent recalled product by Health Canada on December 29, 2009  is a Flashing Eyeball that contains low viscosity petroleum distillates, a toxic liquid that can be released if the toy is broken. This toy was sold exclusively at Pier 1 stores. The fake eyeball toy will display in various colored lights when knocked against the hard surfaces. Approximately 770 units been sold in Pier 1 stores across Canada from September to December 2009. Toy was made in China.

For further information you can read more on the Canada Government Consumer Recall Products.

Cost of Driving Your Car - Consumption Rate per Kilometer

With the increasing gas prices sometimes driving a long distance to the retailer or supermarket with your 50 cents coupon may not be a good deal after all. You will save 50 cents, but to get there it may cost you $1.6 in gas, not to mention depreciation of your car since you are putting extra millage. Therefore, it is actually good to know your vehicle's gasoline consumption rate per km, and here is a simple method how to calculate this consumption rate [$/L].

Let A be the Price of the Gas per Litre [$/L]
Let B be the Volume of Car's Tank [L]
Let C be the Total Distance per Car Tank [km/L]
Let D be the Cost of Gas per Km [$/km]

Value of A may change depending on the day. We all know that gas prices are volatile. Value of B is constant, because your car tank will always be the same size. Value of C is approximate, because it depends where and how you drive, your gas consumption may vary; however, just take an average number.

First calculate cost to fill up your tank. For example, your tank can hold 80 L [B] of gasoline. Today price of gas was $1/L [A]. Then it will cost you $80 to fill up your tank. You also know that you can drive about 500 km [C] on your tank.

Therefore to find the Cost of Gas per Km [D] = $80 / 500 km [C] = $0.16/km or 16 cents per km.

Now you have coupon for 50 cents for orange juice. It takes about 10 km back and forth. Therefore, it will cost you $1.60 per that trip. Subtract 50 cents from the cost of your drive. As you can see you are not saving, you are actually spending additional $1.10. Well, you better be doing full grocery shopping then.

Take Advantage of the Free Stuff

Retailers and manufacturers are fighting to get consumer attention by offering lot of free stuff. It seems like this is a last marketing resource, because what could be better than free.

There are two ways to get free stuff. One is that you get something absolutely free, no strings attached. The other one is - buy one get second one for free. In the first option retailer hopes that you will buy something additional after receiving your free stuff or at least return to the store; but in the second option there is no hoping, you have to buy something to be rewarded.

The point of this post is, what are you waiting for, take advantage of the free stuff if you can. Here is the outline of some of the examples of getting free stuff.

Free Photo Prints
Many retailers will run special promotion offers for free prints if you order them online. Many of the photo centers will also give free prints for the new sign up accounts or new memberships. For example, once Wal-Mart was running this great promotion where after entering specific online code, you could receive 50 prints free. The most you could do for Wal-mart was to buy 51 prints. The the other time I found promotions in Real Canadian Superstore, 8x10 prints for 50 cents each, compared to $1.99 CAD or more for prints of this size.

Free Samples
I don't know if free samples are good idea. However, the best samples and free products I ever received was from baby formula and diaper companies. You can literally collect piles of huggies diapers everywhere where they sell baby products. Heinz will send you containers of free baby formula if you register with them. Companies that manufacture shampoos, conditioners, lotions and creams are willing to send you try out samples - but these are usually small, but good to use for your travel. Sometimes you can run into promotions from Nutella, or Power Bars. And when you hungry, you can go to Costco, and you can practically get full lunch with a desert when you march through the isles and pick up samples.

Free Points on Credit Cards
You have nothing to loose if you are asked to apply for the points card. Collect PC Points, AirMiles, Aeroplan, Optimum, Petro Points. I just love when I go to the store, and get full cart of groceries for under ten dollars. The best shopping I ever had was at the Shoppers Drug Mart. I accumulated points for products worth $250.00 CAD, just had to pay taxes on the end.

Manufacturing Coupons
Coupon are usually tricky if you want to get free stuff. You have to wait for sales to minimize the final cost. However, if you search on line, sometimes manufacturers can send you coupons for free stuff, just because they want you to try their products.

Surveys
Surveys are not absolutely free, because you have to complete survey in order to get something. Surveys are different category, some put you into sweepstakes to win cash, which probably you will never win; in some you collect points and cash out when you reach so many points; and some pay you per survey completed. Sometimes you will be asked to try new products, so you may receive stuff like cereals, salad dressings, washing detergents, or soups to try. No objection to that one.

Free Deals: New Photo Centre Members Get 25 Free 4x6 Photos from Costco

If you are Costco member you can take advantage of this deal. Create a new online account with Costco Photo Centre and get free 25 photo prints, size 4x6. There is currently no expiry date on this deal, however, may not last forever. Follow instructions on line. Free prints can be picked up at your local Costco store.

Costco Price for 4x6 photo - $ 0.15 CAD

Savings - $ 3.75 CAD

I cannot comment on tax, you may have to pay for GST and PST, or not. Don't forget that you have to also pay for the gas to get there. Therefore, this is not absolute free offer.

EXPIRY DATE: Unknown

Free Deals: Existing Members Get 8 Free 5x7 Photos from Costco

If you are Costco member you can take advantage of this deal. Get free 8 photo prints, size 5x7 when you place an order online. This deal expires on January 10, 2010. Use online coupon code CWFP1221 at checkout. Free prints can be picked up at your local Costco store.

Costco Price for 5x7 photo - $ 0.39 CAD

Savings - $ 3.12 CAD

I cannot comment on tax, you may have to pay for GST and PST, or not. Don't forget that you have to also pay for the gas to get there. Therefore, this is not absolute free offer.

EXPIRY DATE: January 10, 2010

How To Get The Best Price on Everything - Grocery Promotions and Coupons Combined

To get the best price on everything is to take the advantage of promotions and coupons at the same time. Let me give you a prefect example. All prices in Canadian dollar.

Promotion and Coupon Combination Scenario One
Our local store was running special on a pure squeezed orange juice for $1.69 for 1.89 L, regular price approximately $3.99. A month before I picked up few coupons of this brand from some other store where the orange juice was located. The coupon was for $1. Since the coupon is from the manufacturer, who has nothing to do with store specials, this promotion and the coupon was allowed to be combined. How many times do you get pure orange juice not from concentrate for $0.69. Not many times.

Promotion and Coupon Combination Scenario Two
Another time another store was running special on the whole wheat or whole grain pasta. A dry pasta sometimes expensive. However, the price was dropped to $0.99 per package, 300 - 340 grams. This whole wheat pasta or whole grain pasta when not on sale, costs between $1.79 - $2.49. I had a manufacturing coupon that called $1.00 off when you purchase two packages. Again, since the coupon is from the manufacturer, who has nothing to do with store specials, this promotion and the coupon was allowed to be combined. How many times do you get whole wheat pasta for $0.50 a package. Not many times.

My recommendation is to keep your eyes wide open. Look around in the store for coupons. They usually are located in the isles with related products, such as cereal, baking products, pasta or drinks. Basically look every where in the store. Watch out for coupons that are for the same product. Some coupons may look the same, however, often the expiry dates are different, or how much off may be different also - then grab them and sort them later. Another place to look is in-store free magazines or calendars. You will find that lot of grocery stores prints annual calendar with recipes, and often inserts a sheet with coupons. Look for special brochures from Clip n Save or from GoCoupons.ca. Perfect example, one of the omega eggs have booklet with coupons usually from GoCoupons. ca.  Lastly, you can check out on-line, places like save.ca has many different brand coupons.

Things to watch out are: expiry dates and coupons for a specific size of the product. Lastly watch out because some coupons are designated for specific stores only, therefore, often you may find that other stores runs  a special on the same product with much lower price.

PROMOTION - a promotion that offers savings and only lasts certain period of time.

COUPON - a voucher that calls for designated amount off the original price; expiry dates apply.

Directory

If you think that you have web site that can benefit Canadians, please submit your web site title, web address and brief description to us in the comment box. It will be placed here in this Directory in the alphabetical order. If you can you can also link to us in return.

News

The most current news is that the Smart Canadian Opportunities web site is up and running - a good news. It was scheduled to be released in 2010, and I guess we are right on schedule. Feel free to pop in later for more news, however, remember every post is a good news that brings you free stuff, coupons, ideas how to save money and how to be frugal.

Copyrights

Use and/or reproduction, by any person or organization, of images or information contained on the Smart Canadian Opportunities is not permitted without the express written consent of the respective owners of this blog. Unauthorized use of images and information from this blog constitutes a violation of international copyright, trademark, privacy and communication regulations.

Glossary of Terms

C

CESG Canada Education Savings Grant- a grant from the Government of Canada which encourages Canadian families to start saving for children's education after high school. 

COUPON - a voucher that calls for designated $ amount off the original price; expiry dates apply.

P

PROMOTION - a promotion that offers savings and only lasts certain period of time.

R

RECALL - a request to pull out dangerous or risky products from retailer.


RESP Registered Education Savings Plan - a registered account where you can start savings for your child's future education; this account can be open at almost any financial institution.

About

This web site is to give you enough information so you can make right choices in life - to bring health and wealth.